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Artery Pay

Artery Pay is a fully secure & legal mobile payment processing service for cash heavy businesses and underserved companies that have been forced to transact in cash or priced out of card processing by the banking and card processing industries.  

With Artery Pay you can take payments, pay vendors, and transfer money legally and without headaches.  There is no equipment to buy or lease, and no setup fees.  Just download the Artery Pay app and contact us to normalize your business.

Whether you are a business or a consumer, we all want, fast, secure, legal payments, just like anyone else in any industry. That’s what Artery Pay does. Whether you are in a high-risk industry or work with CBD or cannabis, our payment processing for cash heavy businesses can help.

Banks, credit card networks, and even PayPal and Venmo either do not support "high risk" transactions or charge very high "high risk" fees.  Artery Pay supports everyone equally and does not charge any "high risk" rates. 
You've been forced to use cash and as a business, this makes you highly vulnerable. Artery Pay fixes this problem by providing easy, low-cost high-risk online pay services and credit card alternatives to help business owners in cash-heavy industries safely and legally transact free from the risks of cash.

Download Artery Pay 

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"I love artery Pay! I never carry cash. Before artery Pay, I always had to use those sketchy, in-store ATMs and they're so expensive and such a pain. Now, I don't have to mess with that at all because artery Pay is so easy and free for me."

Sue Palanki, San Jose, CA.

Download Artery Pay 

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Jump On Board
Do You Have Payment Services Now?
Does Your Business Have a Bank Account?

We Are Financial Technology Experts Passionate About Supporting Banking And Financial Services For All Legal Businesses

Artery Pay's team knows the banking and payments industries inside and out, having built successful products and teams within large, well-known financial institutions, such as Bank of America and Bessemer Venture Partners, and as fintech entrepreneurs.  After several years researching how best to serve cash-heavy industries like CBD and cannabis with our payment processing services, we determined that our operational expertise in financial services position us uniquely to be able to provide great financial products that will leapfrog businesses like yours into the future of banking and stored value payments, and normalize your business life.

Download Artery Pay 

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The Team

Ashley Elsner


Ashley Elsner is the CEO of Artery Pay. She has deep experience in global financial services law and financial institution operations. Ashley began her career on the financial regulatory team at Sidley Austin in NYC where she handled SEC and state regulatory compliance for 800+ hedge funds and 6 public offerings, and was instrumental to a year-long internal regulatory audit of an $800B+ global investment firm, saving the firm $40M+ in fines. Ashley then joined the legal and operations team at Bessemer Venture Partners, where she managed the investment process and financial regulatory compliance of $600M+ transactions including interests in LinkedIn’s IPO and Amazon’s acquisition of, and developed compliance strategies for India’s new foreign investment laws. Passionate about the potential of financial technology's ability to transform how people engage in the financial space, she co-founded and was VP of Operations for Greenshoe Asset Management, an online hedge fund investment platform. Ashley holds a B.A. in Poli Sci from Yale College and a J.D.M.B.A. from Northwestern School of Law and Kellogg School of Management

Phil Glaeser


Phil Glaeser is the CTO of artery Inc. and has over 30 years experience across a wide variety of industries in business development and operations management. He has founded four startups including a mobile proximity payment application and a boutique investment company. He has consulted with financial giants Bank of America, Wells Fargo and numerous firms including US Steel, General Motors, Freudenberg-NOK and Uniroyal developing strategies for them to modernize their systems and data analysis. He began his career developing advanced computer systems at IBM, including projects for the Department of Defense, the IRS, and the FBI. Phil holds both his B.E.E and M.S.E.E in Electrical and Computer Engineering from the University of Dayton and his M.B.A from Wake Forest University.

Chris Paper

Biz Dev

Chris Paper has 18 years of banking experience in financial analysis, relationship management and
business development. Most recently, he was Director and head of the West Coast for Business
Development at S&P Global Ratings. He spent 10 years with Standard Chartered Bank as a Credit
Analyst managing a $60B credit portfolio and worked his way up to Director, Relationship Management
with a focus on the Technology, Media and Telecom vertical. Prior to Standard Chartered Bank, Chris
worked in a variety of positions within banking including Associate with Bank of America, focused on lending and treasury products, Trust Administrator with Neuberger Berman Trust Company, and Money Manager with Trillium Securities Corporation. Chris graduated with a B.S. in Business Administration from SUNY with majors in Finance and Marketing.

Bob Schnibbe


Bob Schnibbe is COO of Fairhaven Capital, an early stage venture capital fund focused on high growth markets. With over 25 years of experience in financial services, he has worked in a senior capacity at M&T Bank, State Street Bank and JP Morgan Chase. He has held senior positions in several start-up companies including Alterna Technologies (CEO), Finacity Corporation (COO), Reciprocal (SVP Operations) and as being a Board member at Wealthcare Capital Management (Financeware). Bob earned his B.S. degree in Healthcare Services from SUNY Polytechnic Institute in Utica and his M.B.A from the Lubin School of Business at Pace University.


(669) 247-2177

Monday - Friday: 10am - 5pm

Saturday - Sunday: Closed

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